A CFO in your pocket
Connect your accounting software and your bank. MoneyTies matches every transaction, shows your cash position ahead of you, and keeps your Zakat and VAT ready to file. Ask it anything, in Arabic or English, and it shows you the proof.
You find out about money problems after they have already cost you money. Not any more
Every morning it tells you what it handled overnight, and the short list of things that still need you.
Good morning Sir, here is what I have been working on while you were asleep.
Alwan Trading Co., Tuesday 4 August
Three things need you.
Payroll on 28 August is not covered
Act by 8 AugYour cash line falls to SAR 178,500 on 27 August against a payroll of SAR 217,000. Short by SAR 38,500. The shortfall is twenty-four days away and the decision that prevents it is eight.
Delay the SAR 92,000 Rawabi Supplies bill to 1 September
Their terms are 60 days from invoice and you are paying on day 22, so there is no late fee and no interest. The bill is dated 9 August, so the decision is due before then, and it falls due again on 1 September.
Chase Manara Clinics, SAR 61,400
74 days overdue. Covers the gap only if they pay in full within nine days, and their last two invoices took 80.
Delay the Bawadi Foods order, SAR 24,000
Covers about three fifths of the gap on its own.
Scenarios are sandboxes. They never touch your books or your real forecast.
I am not drawing a cash line for Tharwa Contracting
Cannot sayIts bank balance is 17 days old. A cash line drawn from a balance that stale would be fiction, so I have not drawn one and the runway figure above excludes it. Reconnect the feed and it appears.
Handled without you
- ✓148 bank lines matched to your books. Three need a human decision and are in the queue.
- ✓VAT for the quarter is current. 14 rows still need a tax treatment, none of them dated after 20 July.
Every figure links to the rows behind it. Nothing here was written to your books.
Example scenario. The company, supplier and customer names are fictional and the figures are illustrative.
A financial chief of staff, working while you sleep
Warns you early
“You will not cover payroll next month,” weeks before it happens, while you still have options.
Puts it in context
A dip is not always bad news. It tells you whether your whole industry is down, or only you.
Catches lost money
Duplicate payments, unusual charges, and overdue invoices, surfaced with the evidence attached.
Acts when you say so
Draft the email, place the call, or leave it. It prepares the work and waits for your decision.
Tests the decision first
Ask what a new hire, a delayed purchase, or a late payer does to your cash before you commit to it.
Speaks your language
Ask anything by voice or text, in Arabic or English, and get an answer built from your real numbers.
Connect what you already run, and keep running it
Nothing to install. Nothing to migrate. Keep the accounting software you already run and add the layer it was never built to give you.
Connect
Link Qoyod, Odoo, Zoho Books, Wafeq or Xero in two clicks, or import from Excel. Connect your business bank account through SAMA Open Banking.
We do the work
Every bank line is paired with the right entry in your books, exceptions flagged rather than hidden. A ninety day cash forecast and your Zakat and VAT positions stay current, not reconstructed once a year. How far ahead the view reaches depends on how much history and how many dated documents your books carry.
You decide
Ask a question in Arabic or English and get an answer with the transactions behind it. Act while the numbers still let you change the outcome.
The AI explains your numbers, it does not invent them
Finance is the last place you want a confident guess. Every figure can be traced, checked, and defended, in front of your accountant, your auditor, or ZATCA, the Zakat, Tax and Customs Authority. And your data stays yours throughout.
We never touch your books
MoneyTies reads your accounting data. It never writes to it. Your accountant stays in control of the ledger and you add intelligence without adding risk.
Click any number, see the proof
Every figure links back to the invoice, transaction, or bank line it came from. If you cannot trace it, we do not show it.
The math is not guesswork
Calculations run on fixed, auditable engines. The AI’s job is to explain the result in your language, not to produce the number itself.
You always know the confidence
Every insight is marked draft or verified, so you know exactly how much weight to put on it before you act.
Your data is isolated
Separated from every other business at the database level, encrypted in transit and at rest, and hosted in a compliant facility in the region.
You control who sees what
Owner, admin, accountant, viewer. Each role sees only what it needs, every action recorded. Built around the Personal Data Protection Law, ZATCA, and SAMA rules.
Your accountant sees only what you allow
Delegations are set by you, per accountant, per company, and every change is recorded.
Consent is yours to end
The bank connection runs on a consent you grant and can revoke, and it expires on its own schedule rather than running indefinitely.
Nothing leaves without you
Exports are produced on your instruction. The product sends nothing to a bank, a buyer or an authority.
When you need to get something done
Six places the product takes a single goal end to end, using the same checked figures.
Go Public
What a listing requires, against what you have.
Get Financed
The file a lender asks for, prepared. It names no lender.
Get Paid
Who owes you, how long they have owed it, and which letter to send.
Payroll
Wages, and whether your WPS file will pass before it is due.
Fatoora
Where you stand against ZATCA’s e-invoicing waves.
Sell Well
The papers a buyer asks for, before he asks.
Twenty-seven finance routines, one place
The work a finance function repeats every month, mapped across seven areas. Live today, and expanding as we ship. No hidden roadmap.
Cash
Receivables
Payables and payroll
Books
Statements
Reporting
Compliance
Keep your accounting software, add what it never gave you
MoneyTies is not another accounting platform and it will not ask you to migrate. It sits on top of the system you already run and connects it to your bank.
Qoyod and Odoo also send a full general ledger, which is what statement-grade work needs. The others send transactions and documents, and the product says which figures it cannot produce without a ledger rather than estimating them.
Your bank, connected through SAMA Open Banking
Your business bank account feeds into MoneyTies through the framework licensed by the Saudi Central Bank. You give explicit consent, the connection is encrypted, and MoneyTies never sees or stores your online banking password.
Try everything free, pay only when it has proved itself
One full month of the complete product, no card required, so you can judge it on your own numbers before you pay for it. If it has not saved you more than it costs by the end of the trial, walk away.
Free trial
The full Pro product, no commitment.
- ✓Everything in Pro
- ✓Bank to books matching
- ✓Cash forecast and scenarios
- ✓Zakat and VAT readiness
- ✓Arabic and English
Growth
For owner-run businesses getting control.
- ✓1 accounting platform
- ✓1 bank account, up to 3
- ✓1 user
- ✓90 day forecast
- ✓6 months of history
Pro
For businesses with a finance person and real volume.
- ✓Multiple accounting platforms
- ✓2 bank accounts, up to 5
- ✓Up to 5 users
- ✓180 day forecast
- ✓24 months of history
- ✓Priority support
Enterprise
For groups running several entities together.
- ✓Everything in Pro
- ✓4 bank accounts, up to 10
- ✓Group and multi-entity view
- ✓Extended history
- ✓Dedicated onboarding
What people ask before they connect
No, and it is not trying to. Keep Qoyod, Odoo, Zoho Books, Wafeq, Xero, or whatever you run today. MoneyTies reads from it and adds the reconciliation, forecasting, compliance readiness, and alerting those platforms were never built to do. Your accountant keeps doing their job. Both of you get better information.
Through SAMA Open Banking, the framework licensed by the Saudi Central Bank. You approve the connection explicitly, the data is encrypted, and MoneyTies never sees or stores your online banking password. You can withdraw consent at any time.
Because it does not produce them. The calculations run on fixed, auditable engines. The AI reads the result and explains it in plain Arabic or English. Every figure on screen links back to the transactions behind it, and each insight is labelled draft or verified so you always know how much weight to give it.
It gets you filing ready, it does not file on your behalf. MoneyTies detects which Zakat method applies, maintains the calculation continuously through the year, and keeps a full trail from every figure back to source. You or your accountant complete the submission with ZATCA.
You export it and we delete it. Your data is yours throughout. It is stored in a compliant facility in the region, isolated from every other business on the platform, and handled under PDPL requirements.
The waiting list
MoneyTies is not open for signup yet. We are not taking cards, and we are not running a trial. It opens very soon, and when it does you will get an email. That is the whole of it.
The list is not accepting entries yet. We are not holding addresses until the store that keeps them, and the deletion path described below, are built. The fields are shown so you can see what we will ask for and what we will do with it.
Stop finding out in hindsight
Connect your accounting software and your bank, and see your real position. Free for a month, no card, nothing to uninstall if you change your mind.